1. Your Privacy

Receivable Management Services (HK) Ltd. ("RMS", "iQor”, "we", "our" or "us") respects your legal rights of privacy when collecting, storing, using and transmitting personal data and this Policy explains our privacy practices. It is our policy to comply with the requirements of the Personal Data (Privacy) Ordinance (Cap. 486) of the Laws of the Hong Kong Special Administrative Region. In doing so, we will ensure compliance by our staff to the strictest standards of security and confidentiality.

Please read the following carefully to understand our policy and practices regarding how your personal data will be treated. This policy applies to all users of the Website and may from time to time be revised, or otherwise changed where we deem necessary.

If there is any inconsistency between the English and Chinese version of this Policy, the English version shall prevail.

"personal data" means any personally identifying information or data (such as names, email addresses, mailing addresses, gender, mobile number, date of birth, occupations, company information) from which it is practicable for the identity of an individual to be ascertained.

2. Purposes for which we will use your Personal Data

We collect your personal data when you voluntarily provide such information, such as when you contact us with inquiries, or use certain RMS Services. Wherever RMS collects Personal Data we make an effort to provide a link to this Privacy Policy.

If you are under the age of 13 you must ask your parent or guardian before providing any personal data to us.

By voluntarily providing us with Personal Data, you are consenting to our use of it in accordance with this Privacy Policy. If you provide Personal Data to this Site, you acknowledge and agree that such Personal Data may be transferred from your current location to the offices and servers of RMS and the authorized third parties, subsidiaries and/or affiliates.

3. Disclosure

In cases where we do collect personal data from you, we will:

(i) tell you (by way of this Policy or by a separate notification) that we are doing so and the use that we will make of such personal data we collect;

(ii) where relevant, give you the opportunity to object to particular use of your personal data; and

(iii) tell you how we will store your personal data and how you can review, change and delete the personal data we have stored.

We will to take all practicable steps to keep your personal data confidential but we may transfer/assign such data to the following parties:

(i) if RMS decides to sell any relevant part of business, to any actual or proposed assignee, transferee or successor of or to RMS' rights in respect of your personal data;

(ii) any agent, contractor or third party service provider who provides administrative, telecommunications, computer and other services to RMS and/or the relevant service(s) that you are applying to; and

(iii) any person to whom RMS is under an obligation to make disclosure under the requirement of any law binding on RMS or for the purposes of any guidelines or codes of practice issued by regulatory or other authorities with which RMS is expected to comply.

4. Links to Other Websites

This Policy only applies to this Website. If you click on any advertisement or hyperlink linking to another website, you will leave this Website for another location. At any other website, the protection of your privacy, personal data and your exposure to cookies are not our responsibility and you are advised to refer to the privacy policy of that other location (if any).

5. Security

Except as mentioned in paragraph 3 above, your personal data, however stored, will be accessed only by our employees or contractors who are authorized to do so. Where personal data is stored electronically, it will be kept on a secured server and will be password-protected (or under some equivalent form of protection) and accessible only by authorized personnel of RMS or its contractors. Employees and contractors designated to handle personal data will be instructed to do so only in accordance with this Policy.

6. Use of Personal Data in Legal Proceedings

If it becomes necessary that we have to take action against you for any reason whatsoever including recovering from you any money you owe us, you expressly agree that the personal data provided by you can be relied upon in identifying and taking legal action against you.

7. Your Right to Access and Retention

You may at any time request access to and correct personal data relating to you in any of our records. You may also ask us to delete you or your personal data from any active mailing or distribution list. To exercise any of your rights, contact us at the address or email below marking your communication "Confidential". In response, we may ask you to provide certain details about yourself so that we can be sure you are the person to whom the data refers.

Personal data provided by you are retained for as long as the purposes for which such data were collected continue. Data are then destroyed unless their retention is required to satisfy legal, regulatory or accounting requirements or to protect the Corporation's interests.

8. Access to Information: Contacting RMS

The address to whom (1) requests i) for access to data or correction of data, ii) for general information regarding our policies and practices with respect to personal data and iii) about the kinds of personal data that we hold and (2) general questions and complaints should be sent to is as follows:-

Receivable Management Services (HK) Ltd.
Suites 2701-3, 27/F., AXA Tower, Landmark East,
100 How Ming Street, Kwun Tong, Kowloon, Hong Kong

9. Retention of Data

We will keep your personal data for as long as necessary to fulfill the purpose for which the data was collected. Personal Data which is no longer required will be destroyed.

This Privacy Policy is subject to change. Any changes will be posted on this page.

June 2014